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Off Topic :
Dealing with cyber attempts and unauthorized cc charges

Topic is Sleeping.
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 Shehawk (original poster member #68741) posted at 7:32 PM on Thursday, December 21st, 2023

Ugh… needing to be even more careful and keep a check on computers and accounts…

So a couple of people I know have had whopping unauthorized credit card charges in the past
Few weeks.

I have been having attacks trying to get into my emails and sync my laptop

The laptop has always had antivirus. It’s been scanned etc

I have taken precautions such as 2 step
Authorizations, changing some login info, making sure no browsers are saving my passwords etc

But I am wondering what’s up and what people need to do to protect themselves?

"It's a slow fade...when you give yourself away" so don't do it!

posts: 1789   ·   registered: Nov. 5th, 2018   ·   location: US
id 8819000
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sisoon ( Moderator #31240) posted at 6:24 PM on Friday, December 22nd, 2023

I got hacked recently. Someone got into my accounts online and tried to empty the, and send the cash to themself. The companies emailed me to say they weren't going to complete the transfers unless I called them.

It took me a while, but I did the following:

1) immediately changed my passwords and email addresses for financial accounts
2) new cable modem; I changed the default admin ID and password.
3) new router with perpetual license for internet security in the router; I changed the default ID and password. (My old router ran current open source firmware, but it was old.)
4) did online free scans offered by a number of companies - multiple scans by multiple companies
5) the Internet Security already installed in my devices was recommended by objective reviewers, so I just keep that current

I can't name the companies I used because it violates the no soliciting rule. If you ID some companied you'd like comments on, name 'em and see what SIers think of 'em.

fBH (me) - on d-day: 66, Married 43, together 45, same sex ap
DDay - 12/22/2010
Recover'd and R'ed
You don't have to like your boundaries. You just have to set and enforce them.

posts: 30443   ·   registered: Feb. 18th, 2011   ·   location: Illinois
id 8819215
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DigitalSpyder ( member #61995) posted at 5:08 AM on Saturday, December 23rd, 2023

People are the weakest link in cyber security. Its why social engineering is a thing (every big hack has involved it). I work in the IT space and one of my co-workers (who should know better) infected his work laptop by clicking on a link that was masquerading as an internal email...

If people want to protect themselves they need to change their behavior's when it comes to the internet. There are options that are available.

For instance, my card company allows me to create a one time use credit card number to make purchases on line.
Always use a credit card for online purchases. Never use your debit or bank account.
Don't use the same password on every website.
Don't click on email links, even from people that you know.
Use 2 factor authentication.
Don't use public Wi-Fi. Ever.
Don't leave network devices unconfigured. That leaves the admin password available for any one to find in a 2 sec google search. Most of the things you can do are common sense.
Stop using information I can pull from Facebook or LinkedIn as the answers to your security questions.

Unfortunately, none of that will protect you when a your bank, or other organization that has your information, gets hacked. Anti-Virus isn't needed unless you are a business (because employee will violate even the most common sense things), or participating in high risk internet activity.

Post Tenebras Spero Lucem

The longer we dwell on our misfortunes, the greater their power to harm us. Voltaire

Pain is inevitable, suffering is optional.

posts: 428   ·   registered: Dec. 28th, 2017   ·   location: South Carolina
id 8819258
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Jeaniegirl ( member #6370) posted at 8:40 PM on Saturday, December 23rd, 2023

The scammers are good and getting better everyday. I 'almost' fell victim to the IRS scam but felt that ...'tingling, wait a minute' feeling/warning in my mind.

Lazy, disgusting people and SO hard to be caught and prosecuted.

"Because I deserve better"

posts: 3731   ·   registered: Feb. 1st, 2005
id 8819294
Topic is Sleeping.
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